High Interest Checking Account
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With a Bank of Internet High Interest Checking account, you don’t have to sacrifice convenience to get a high interest rate. We provide you access and convenience of checking with the earning power of savings. Open a High Interest Checking account today and watch your money grow!
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ACCOUNT FEATURES
- ATM reimbursement (up to $8 per mo.)
- Free online bill pay
- Online images of statements & paid checks - accessible the day they are paid (5yr archive)
- Unlimited check writing
- Free initial checks
- Visa Check Card
- Overdraft protection available
ACCOUNT MINIMUMS
- $500 min. initial deposit required
- $5000 average daily balance in account to avoid fee
COSTS AND FEES
- No minimum daily balance required
- No monthly fee if balance exceeds $4,999 otherwise $7.50 per mo.
SAFE & SECURE
- FDIC insured up to $100,000 per depositor
- FDIC certificate number is 35546
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RATES |
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FDIC Insured
No min. balance
ATM Refunds
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PLEASE READ THE IMPORTANT DISCLOSURES BELOW
This account requires a $500 minimum deposit to open. There is a monthly maintenance fee if the average daily balance
is $4,999 or below of $7.50 per month. This is a variable rate account and your interest rate and annual percentage
yield may change daily. We use the average daily balance method to calculate the interest on your account. This method
determines the average balance by adding the full amount of principal in the account for each day within the statement
period and dividing that figure by the number of days in the statement period. Interest begins to accrue on the business
day you deposit noncash items (for example, checks). Interest for the account is compounded daily and credited to your account
on your monthly statement cycle date.
